How can I get car with bad credit in Scottsdale, AZ?

a man using his credit card to pay on the phone

Don’t let bad credit get you down! Here in Scottsdale, AZ, you can get a car even if you have bad credit. So, how does this work? Check out these tips that can help you get a car with poor credit.

Is it possible to get a car without credit?

a car key and a pen on a paper It is indeed possible to get a car with poor credit or even no credit. However, it may take a bit more effort than you previously thought. So, how do you even begin? First of all, you’ll need to find a dealership that accepts poor credit here in Scottsdale. Thankfully, you already know of one: Mercedes-Ben of Scottsdale. Okay, great. Step one completed. But what comes next? Here are a few things to keep in mind when buying or leasing with poor credit:

You’ll need a larger down payment
Pre-qualify for a loan with your bank
Co-signers go a long way
Find a car you can afford WITH a loan you can afford

These are only a few tips, but they can go a long way. If you have any questions, we encourage you to contact our expert finance team, who can explain things in further detail.

Can you get a car with no down payment?

Yeah, you can get a car with no down payment. However, this is on the flipside of the bad credit question. If you want a car without a down payment, it’s better to have a good credit score. Even so, you’ll have another option. If you decide to trade in your old model, this can potentially count as your down payment. You’ll want to ensure your old model is either paid off or has equity.

So, if you’re planning on taking this route, you’ll want to bare this in mind. Making a good first impression is vital as well. That means you may want to take your car in to the car wash, remove all personal items, and get vacuuming.